NRMA Insurance 

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NRMA Insurance in Queensland

Need insurance in NSW, ACT or TAS? Go to our NSW, ACT & TAS website

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Call 132 132 7am-9pm, 7 days

Which car insurance is right for me?

If you’re not sure what type of car insurance you need, we can help

There are two types of car insurance:

Young man makes call from car boot

1. Compulsory insurance

This is personal injury insurance you must have when you register your car. It is called Compulsory Third Party (CTP) Insurance.
Find out more about CTP Insurance.

2. Optional insurance

This is insurance that you choose for your car. We have four types of car insurance:
  • Comprehensive Insurance
  • Comprehensive Plus
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Insurance
  • Veteran, Vintage & Classic Vehicle Insurance.

To see which car insurance is right for you, simply answer the question below.



 
 
What would you like to cover?

Your car plus any other car or property you might damage.
 
Other cars or property you might damage, plus your car for fire damage and theft.
 
Only other cars or property you might damage, not your car.
 
 
 

Car icon  You may want to consider:

Comprehensive Car Insurance

Covers your car and any other car or property you might damage, plus:

  • paperless 24/7 claims service
  • great discounts and rewards
  • lifetime guarantee on repairs we authorise.

Find out more about our: Comprehensive Car Insurance.

View our Car Insurance Comparison Table.

Get a quote now

 Or call us on 132 132

If your car is 15 years or older and is not your everyday vehicle, you may want to consider: Veteran, Vintage & Classic Vehicle Insurance.

 

Car icon  OR

Comprehensive Plus Insurance

Covers your car and any other car or property you might damage, plus:

  • paperless 24/7 claims service
  • unlimited cover on windscreen claims
  • lifetime guarantee on repairs we authorise.

Find out more about our: Comprehensive Plus.

View our Car Insurance Comparison Table.

Get a quote now

 Or call us on 132 132

If your car is 15 years or older and is not your everyday vehicle, you may want to consider: Veteran, Vintage & Classic Vehicle Insurance.

 

Car icon  You may want to consider:

Third Party Property Damage Insurance

Covers any other car or property you might damage, plus:

  • paperless 24/7 claims service
  • liability cover
  • uninsured motorist damage cover.

Find out more about: Third Party Property Damage Insurance.

View our Car Insurance Comparison Table.

Get a quote now

 Or call us on 132 132

 

Car icon  You may want to consider:

Third Party Fire & Theft Insurance

Covers any other car or property you might damage, your car for fire damage & theft, plus:

  • paperless 24/7 claims service
  • great discounts and rewards
  • lifetime guarantee on repairs we authorise.

Find out more about our: Third Party Fire & Theft Insurance.

View our Car Insurance Comparison Table.

Get a quote now

 Or call us on 132 132

If your car is 15 years or older and is not your everyday vehicle, you may want to consider: Veteran, Vintage & Classic Vehicle Insurance.

 

Car Insurance Comparison Table

You are covered for: Comprehensive Car Comprehensive Plus Third Party Property Damage Third Party Fire and Theft* Veteran, Vintage and classic vehicles
(vehicles 15 years old or older)
damage to your car if you have an accident Tick Tick Cross Cross Tick
storm damage to your car Tick Tick Cross Cross Tick
flood damage to your car Tick Tick Cross Cross Tick
fire damage to your car Tick Tick Cross Tick Tick
uninsured motorist damage Cross Cross Tick Tick Cross
damage to someone else’s property (such as a car, fence or building) Tick Tick Tick Tick Tick
damage to your car done by thieves, or if it is stolen Tick Tick Cross Tick Tick
a hire car if thieves steal or damage your car Tick Tick Cross Tick Tick
a hire car for all claims Optional Tick Cross Cross Cross
vehicle pick up and return Cross Tick Cross Cross Cross
taxi transport to keep you mobile Cross Tick Cross Cross Cross
vandalism or a malicious act Tick Tick Cross Cross Tick
windscreen, sunroof and window glass damage Tick Tick Cross Cross Tick
the agreed value of your car Tick Tick Cross Cross Tick
the market value of your car Tick Cross Cross Cross Tick

 

Insurance issued by Insurance Australia Limited trading as NRMA Insurance. This is general advice only so before making any decisions, make sure you consider your own circumstances and the Product Disclosure Statement available from NRMA Insurance.

* Cover limited to $10,000 or your vehicle’s market value (whichever is lower).

© 2009 Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as NRMA Insurance