Important things you should know: Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. Comparison rate based on a secured personal loan of $10,000 over 3 years as at 3 May 2008, and is subject to change. A comparison rate schedule is available at bankwest.com.au or from any BankWest branch. Warning: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Bank of Western Australia Ltd. ABN 22 050 494 454 AFSL 236872.